Grants / Loans

Loans for start-ups and SMEs

Loans, securities, venture capital, equity capital, private investors and whatever other pots we can tap into to found your business.

When planning a company, you first need to accurately determine your financial requirements. Once you’ve figured that out, the obvious question is: Where does the money come from? In many cases, it is not that easy to get a business loan from your bank. Investors are also seldom a factor for most start-ups. Fortunately, there is a myriad of opportunities to get loans in Saxony, even with little to no securities. And there are countless subsidies. You can rely on my in-depth knowledge when it comes to the selection and application process.


Business financing for start-ups

For start-ups and young companies, securing seed capital is often a difficult challenge. Usually it is impossible to even get started getting a loan without enough capital of your own down or professional support. Many times over, I have made it my objective to procure funding for promising projects and to date I have not once disappointed a customer in this respect!

A labor-intensive project, business financing begins when you develop your concept and write a viable business plan and when you prepare your loan application, often times also preparation for bank talks and support throughout. With me and my colleague, you are in the best of hands.

With our combined decades of experience in business consulting specializing in financing start-ups, you would be hard pressed to find a more capable team in Dresden or even all of Saxony.

Assessing and applying for all manner of subsidies is what we do day in and day out, besides helping you generate enough revenue through a growing customer base.


Anja Lipp – Dresden’s specialist for loan financing and subsidy acquisition for companies of all sizes.


Finance opportunities for start-ups at a glance:

Classic bank loans

Which require securities. For example: Volksbank and Sparkasse for smaller projects, Commerzbank, Hypovereinsbank and Deutsche Bank for SMEs and large companies.

Loan guarantees

Which allow loans for start-ups without securities. For example from the guarantee bank BBS.

“Mikromezzanin” private equity capital

The investment bank Mittelständische Beteiligungsgesellschaft Sachsen (MBG) for companies in rough waters (fast process but horrendous interest).

Microloans up to 20,000 euro

The microloan from the Development Bank of Saxony SAB is a wonderful opportunity or young companies with low capital requirements and 20% private equity down.

KfW loans

There are a number of KfW loans, the KfW StartGeld start-up loan is an interesting solution with up to 100,00 and no securities or private equity.


More modern methods like crowdfunding, where you collect private equity from numerous individuals online, are becoming more popular.

Peer-to-peer lending

Similar to crowdfunding, P2P lending is when you collect your capital through small loans from business peers.


There are also a number of venture capital investors / business angels.


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